Rates
Rate Chart
March 16, 2023
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
| Account Type Product | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
| GOLD CHECKING +++* | $1,000.00 | $0.01** | ||
| Daily Balances of: | ||||
| - up to $20,000 | 2.00 | 2.00 | ||
| - $20,000.01 and up | 0.05 | 0.05 | ||
| GOLDWATER SAVINGS PERSONAL & BUSINESS* | $100.00 | $0.01** | 0.996 | 1.00 |
| YOUTH SAVINGS* | $0.00 | $0.01** | 0.996 | 1.00 |
| SAVINGS PLUS PERSONAL* | $25,000.00 | $0.01** | 0.996 | 1.00 |
| SAVINGS PLUS BUSINESS* | $25,000.00 | $0.01** | 0.996 | 1.00 |
| MONEY MARKET PLUS PERSONAL & BUSINESS* | $25,000.00 | $0.01** | ||
| Daily Balance of: | ||||
| - up to $99,999.99 | 0.996 | 1.00 | ||
| - $100,000.00 and up | 1.094 | 1.10 | ||
| GB MONEY MARKET PERSONAL* | $1,000.00 | $0.01** | 3.203 | 3.25 |
| GB BIZ MONEY MARKET BUSINESS* | $1,000.00 | $0.01** | 3.203 | 3.25 |
| CERTIFICATES OF DEPOSIT*** | $500.00 | |||
| 90 Day | 4.184 | 4.25 | ||
| 180 Day | 4.184 | 4.25 | ||
| 9 Month | 4.281 | 4.35 | ||
| 12 Month | 4.571 | 4.65 | ||
| 15 Month | 4.571 | 4.65 | ||
| 18 Month | 4.426 | 4.50 | ||
| 24 Month | 4.135 | 4.20 | ||
| 3 Year | 4.135 | 4.20 | ||
| 5 Year | 4.135 | 4.20 | ||
| GOLDWATER LIQUID CD | ||||
| 12 Month Liquid CD - no penalty | $500.00 | $0.01** | 4.426 | 4.50 |
* The interest rate and annual percentage yield may change after account opening.
** Daily balance: We use the daily balance method to calculate interest on the account.
This method applies a daily periodic rate to the principal in the account each day.
Interest paid quarterly
This method applies a daily periodic rate to the principal in the account each day.
Interest paid quarterly
*** Certificates of Deposit are subject to early withdrawal penalties.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 03/16/2023
For current rate information call (480) 281-8200.