Business Banking Solutions

A checking account that’s as flexible as your business demands. With a full host of services, our business checking accounts free you up to focus on your business, large or small. The Goldwater Small Biz Checking Account is specially designed for lower transaction volumes, while our Goldwater Business Checking account is built to handle much higher activity.

You can call, email or chat with your Personal Banker anytime during our business hours and they’ll help you determine which of our Business Checking Accounts will work best for your business.

All Business Checking Account Features:

• Free Online Business Banking
• Available VISA Merchant Services
• Available Cash Management Services
• Free E-Statements & Check Images
• Free Nationwide ATM Usage
• Available VISA Debit Card
• QuickBooks Interface
• Available Goldwater Business Credit Card

Business Money Market Account Features:

• Tiered Interest Rates Available
• Free Online Business Banking
• Available E-Statements
• Available Check Images
• Available Checks & Transfers
• Available Goldwater Business Credit Card

Let us show you how your business can save and earn! With a competitive rate and low minimum opening deposit requirement, our Goldwater Business Savings offers customers a great way to segregate business funds on deposit for different purposes and provides a convenient way to manage money based on your specific business needs.

Some restrictions apply. So, call or chat with one of our Personal Bankers today for more details.

Savings Account Features:

• Interest Earned Daily & Paid Quarterly
• Free Withdrawals (twice each month)
• Quarterly E-Statements

Designed with the flexibility you need. We offer CDs with maturities ranging from 90 days to 5 years, so we can pair your terms with your particular investment goals. With a minimum deposit of $500, our Goldwater Business customers can enjoy a Certificate of Deposit (CD) which offers a high fixed rate and a fixed investment term. The rate of interest is set at the time of issue and is dependent upon the amount and maturity of the CD. Early withdrawal penalties apply.

With guaranteed yields, flexibility and the safety of FDIC deposit insurance*, our CDs may be a great solution for your business needs. To help you decide which one is right for you, call or chat with one of our Personal Bankers today.

*Be assured that your investment is safe: Goldwater Bank CDs are insured by the Federal Deposit Insurance Corporation for up to $250,000 per individual.

Manage your business finances from the convenience of your office, home or even while you are away with our online Cash Management and Merchant Services.

To find out more about how we can simplify your business with our flexible solutions, call or chat online with one of our Personal Bankers today.

Basic Features:

• Online Business Banking
• Remote Deposit Capture
• Merchant Card Services
• Business Credit Card

Give your business more buying power! Not all credit cards are created equal. Some have higher interest rates. Some have high annual fees. Some have low credit limits. All of these variables means your business could benefit from considering our Business Credit Card terms!

Call or chat today with a Personal Banker to find out if we can offer you a higher credit limit and give your business more flexibility for purchases, cash advances or just consolidate your more expensive business credit cards.

Business Credit Card Features:

• Fraud Monitoring
• Lost Card Support
• Better Control & Accounting of Usage & Expenses On-Line
• Reward Points

Wire transfers offer a quick and convenient way for your business to move money electronically. Although there is a small fee to process a wire transfer, the speed and flexibility they offer is well worth it! Need to send money directly to a customer, vendor, close on an acquisition or send funds to a supplier with complete peace of mind? A wire transfer could be just the solution you need.

Domestic wires typically take a few hours to transmit and the recipient generally receives the money the same day. Processing times for international wires can vary depending on the receiving country. Typically, international wires can be received in less than 2 business days.

Call or chat today with a Personal Banker to find out more about this flexible solution for your business to transfer funds in or out of your Goldwater Business Accounts.