GB Current Rates

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

Account Type
Product Minimum Opening
Deposit Minimum Balance to Obtain
Annual Percentage Yield
Interest
Rate

Annual
Percentage Yield

GOLDWATER CHECKING * $100.00 $0.01**
Average Daily Balances of:

up to $99.99
0.00
0.00

$100.00 - 4,999.99
0.10
0.10

$5,000.00 and up
0.25
0.25

GOLDWATER SAVINGS*
$100.00
$0.01**
0.40

0.40

YOUTH SAVINGS*
$0.00
$0.01**
0.40

0.40

MONEY MARKET*
$1,000.00
$0.01**

Average Daily Balances of:

up to $99,999.99
0.46
0.46

$100,000.00 and up
0.58

0.58

BUSINESS MONEY MARKET*
$1,000.00
$0.01**
Average Daily Balances of:
up to $99,999.99
0.46
0.46
$100,000.00 and up
0.58
0.58

BUSINESS SAVINGS*
$100.00
$0.01**
0.40
0.40

GOLDWATER ACCESS CD***
$5,000.00
$0.01**
9 Month Liquid CD
0.56
0.56
12 Month Liquid CD
0.63
0.63
15 Month Liquid CD
0.63
0.63

CERTIFICATES OF DEPOSIT***
$5,000.00

90 day
0.80
0.80
180 day
0.88
0.88
12 month
1.00
1.00
15 month
1.05
1.05
18 month
1.11
1.11
24 month
1.28
1.28
3 year
1.46
1.47
5 year
1.93
1.94

*The interest rate and annual percentage yield may change after account opening.
**Average daily balance: The average daily balance is calculated by adding the principal in the
account for each day of the period and dividing that figure by the number of days in the period.
***Certificates of Deposit are subject to early withdrawal penalties.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 01/31/2012.
For current rate information call (480) 281-8200.

Current Rate Chart

January 31, 2012